Cowork Recon ("we") provides commission reconciliation services for licensed insurance agencies ("you"). We compare carrier commission statements against your AMS production records, flag variances, and produce draft dispute communications for your review and approval.
We do not transmit any communication to any insurance carrier on your behalf. You review and approve all carrier-facing communication.
$249 USD per month, billed monthly in advance via card or ACH (or $2,490/year annual). First-cycle audit is free. If you cancel within 30 days of your first paid cycle, we refund 100% of fees paid for that period.
Reflects actual controls in place. See Privacy Policy for the operational details of where data lives, how it's encrypted, and our retention schedule.
Both parties hold the other's non-public information in confidence for 2 years after pilot end.
You own your data. We own our software, models, and reconciliation pipeline. Variance reports and dispute drafts produced on your data are yours to use and share.
Cap on liability is 12 months of fees paid. No consequential damages. We do not warrant carrier responses to your disputes.
Either party may terminate with 7 days written notice. Upon termination we purge your data within 30 days unless you instruct otherwise.
State of Delaware, USA. Disputes resolved by binding arbitration before the American Arbitration Association (AAA), seated in Wilmington, Delaware. Either party may seek injunctive relief in court without waiving arbitration.
We may update these terms with 30 days notice via email. Continued use after notice constitutes acceptance.
Questions: info@coworkrecon.com.