Variance detection is arithmetic: your contracted rate × the statement's premium, compared to what the carrier actually paid. The same two files produce the same flags every time — there is no model randomness in the reconciliation math.
Each statement line is matched to your AMS record with an explicit confidence score, shown on the report. Ambiguous matches are labeled as such instead of being silently counted.
Every flagged variance expands to the expected-vs-paid breakdown — premium, rate, expected commission, paid commission, difference. You never have to take a number on faith.
Every cycle is written to a hash-chained audit log with a fingerprint printed on the report. You can export the chain and verify independently that nothing was altered after the run.
One click exports the matched line-items CSV — every match and every variance with the full breakdown columns — so your bookkeeper can tie the report out in a spreadsheet.
Open the live sample variance report and expand any flag — the expected-vs-paid math is right there.